Run your business and get paid, in one place.
Ring up sales, send invoices, and take payments on your site. It all lands on one statement, at one rate. Your money goes to your bank, never to us.
We support every major card and wallet
What you get
Software for the whole business. With payments built in, and one rate for all of it.
Take a sale at the counter, send an invoice, or check out on your website. It all lands on one statement and in one deposit.
Point of sale. A register for the counter, with certified terminals.
- Ring up items, tips, and itemized receipts
- PAX terminals paired to your locations
- End of day that matches your deposit
- Tap to Pay on iPhone, coming soon
Invoicing and billing. For everything that is not rung up at the counter.
- Invoices with a pay link
- Recurring billing and subscriptions
- Cards on file with an account updater
- Automatic reminders until it is paid
Online payments. Checkout for the site you already have.
- Card fields on your page, from one script tag
- A WooCommerce plugin and a React package
- Payment links for email and social
- You never hold a card number
Back office. One place for everything the business took in.
- Customer records across every channel
- One statement for the counter, invoices, and the site
- Next-day deposits to the bank you already use
- Shipping labels from your orders, coming soon
A closer look
Built to work together. The register, invoicing, settlement, and a statement you can audit, on one account.
Send an invoice with a pay link. Your customer pays by card, and reminders go out until they do.
See invoicingStatements you can read. Sales, one processing line, and the deposit. Nothing else on it.
See a sample monthSample statement
In person, $30,000 a month, $65 average sale
- Card sales462 transactions
- $30,000.00
- Processing2.25% + $0.20 per transaction
- −$767.40
- Deposited to your account
- $29,232.60
Your money goes to your bank. Never to us. A regulated sponsor bank holds it and pays you the next business day.
How settlement worksKnow what you keep. One simple rate, compared with what you probably pay now.
Estimate your savings
How it works
From the sale to your deposit.
Money never sits in an account we control.
How we keep it safe- 1
Your customer pays. At the register, on an invoice, or on your website. The terminal or the checkout fields encrypt the card on the spot.
- 2
We route and price it. We send it to the card network and have an answer in under two seconds.
- 3
Your sponsor bank settles. A regulated bank receives the funds. They never pass through us.
- 4
You get paid. The deposit lands the next business day, with a statement that matches it line by line.
Why merchants choose us
Trust is our product.
We chose every part of the system so that your card data is never stored with us and your money is never held by us.
How we keep it safe- Security
Card data never touches your systems. Terminals encrypt at the tap, checkout runs in our hosted fields, and cards on file are tokens, not numbers. Your PCI work shrinks to a short questionnaire.
- Safety
Your money is held by a regulated bank, never by us. Settlement runs through a sponsoring member bank registered with the card networks. Funds move from the network to the bank to your account, and never through us.
- Transparency
One rate per transaction, nothing else. The same rate for every card, with no monthly fees and no early termination fee. Your statement is sales, processing, and deposit.
The terms, in numbers.
- funding to the bank account you already have
- Next day
- monthly, setup, or early termination fees
- $0
- rate per transaction, the same for every card
- 1
- PCI requirements with our terminals, instead of 249
- 22
Pricing
One rate. Nothing else.
One simple rate per transaction, the same for every card. No monthly fees, no setup fee, no contract.
See full pricingIn person
2.25% + $0.20
Per transaction. Tap, dip, or swipe at the register.
Online
2.75% + $0.25
Per transaction. Invoices, payment links, checkout fields, and cards on file.
Everything else
$0
No setup, monthly, statement, or early termination fees. Chargebacks $25 each, refunded when you win.
Contact
Get a quote.
Tell us about your business and we reply with real numbers, not a script.
- 1
We read your request and reply within one business day.
- 2
You send two recent statements, or tell us your volume, and we price against your real card mix.
- 3
You get a written quote with every line itemized. No call required unless you want one.
Questions